USFN Announces Gross Polowy as a 2023 Award of Excellence Recipient

USFN, an industry trade organization representing America’s mortgage banking attorneys, is pleased to reveal its 2023 Award of Excellence recipients. Gross Polowy was announced as a recipient during the annual member meeting.

Adam Gross, Partner, addressed the membership at large during the meeting to share “We are
currently wrapping up our first year as a USFN Member. Looking back, it’s easy to see the
inspiring, transformative effects that membership has brought to us in the last year.

We envision ourselves and our esteemed peers as the best and most intelligent member firms in the
industry, while offering our unique contributions and perspectives to the most relevant discussions on issues facing the servicing community today. USFN brings the right people to the right tables for the big discussions, which means we can create change where change is needed and shape the path forward to the benefit for all.

The USFN platform is one of the richest opportunities for our attorneys to share their voice on
issues in our jurisdictions, and step confidently on a path to leadership. We believe we have yet
to tap fully into all the opportunity that USFN provides and look forward to the years ahead as we grow into the future.

“Award of Excellence recipients are members who in addition to contributing and
participating in USFN programs and publications are also involved in the industry and their
local communities. We evaluate applicants against rigorous standards and selection criteria,
awarding firms who symbolize our commitment to quality education, networking, and partnerships,”
said USFN CEO Pamela L. Donahoo, CAE. “The Award of Excellence is our tradition of
recognizing the invaluable contributions and leadership of our members.”

Award of Excellence recipients are USFN members in good standing who have exhibited a high level of engagement and support of the Association’s events, publications, training, and other resources built on the expertise of USFN members. For over 30 years, USFN has served as the nation’s preeminent trade association of law firms focused on creditors’ rights. The Award of Excellence program was initiated in 1993 to recognize and encourage member firms to develop and maintain high standards of excellence in service to the industry and their community.

### About USFN
USFN is a national, nonprofit trade association that has represented America’s leading mortgage
banking attorneys for more than 30 years. With its robust educational offerings and reference
publications, along with stringent qualifications for membership, USFN remains the premiere, go-to organization for creditors’ rights legal services providers serving the mortgage banking industry. Learn more about the organization at

Gross Polowy is NY’s Best & Brightest

The results are in — Gross Polowy has been named to the “2023 Best and Brightest Companies to Work For” in the State of New York!

As one of thirteen winners, we are honored and extremely proud to share this achievement with you and to thank our team of dedicated professionals who contribute the best and brightest of their talents to serve each other and our clients with dedication and pride each day they enter our doors.

Our culture at Gross Polowy is built upon our Values.

We believe when you acknowledge that every employee makes a difference, that they will BE the difference that success is built on. They are the change makers. The tipping points. The exceptional players that score wins like these.

We built an environment based on our shared corporate values, and when skillfully executed by our people in all that THEY do, we achieve greatness in all WE do.

Our values are PURPLE:
We take Personal Responsibility.
We provide Unparalleled Quality.
We show Respect.
We create a Positive Environment.
We exemplify Leadership.
We intentionally strive to Exceed Expectations.

*About the competition:
The Best and Brightest Companies to Work For® competition identifies and honors organizations that display a commitment to excellence in their human resource practices and employee enrichment. Best and Brightest winners include the most influential, trend-setting companies across the country and Best-in-State focused programs. Organizations are assessed based on categories such as communication, work-life balance, employee education, diversity, recognition, retention and more.

Gross Polowy LLC Welcomes Mario Serra

Gross Polowy is pleased to announce the addition of Mario Serra to the firm as the Managing Attorney of its New Jersey practice. The addition of Mr. Serra is part of the firm’s commitment to provide exceptional legal expertise in the state of New Jersey.

On welcoming Mr. Serra to the firm, Amy Polowy, Managing Partner shares, “we are eager to have Mario on board to join the high caliber of talent that we have at Gross Polowy. He is an outstanding attorney who shares our commitment to integrity, and will offer first-rate knowledge and personalized attention to our clients.”

Mr. Serra holds degrees from Seton Hall University and Quinnipiac University School of Law. He is an experienced litigator with more than twenty-three years of experience in serving the financial services industry, with extensive experience in default servicing of both commercial and residential loans, including foreclosure, bankruptcy, loss mitigation settlement negotiations, and commercial litigation.

“We believe Mario’s tenured experience in this industry, along with his talent and reputation, aligns strategically with us at Gross Polowy,” said Adam Gross, Partner. “With his presence on our leadership team we are poised for growth and continued success in New Jersey. We are glad to have him.”

Gross Polowy is a firm that strives to achieve greatness in all we do, and the addition of Mr. Serra is an exciting step forward for our New Jersey practice.

Please feel free to join us in welcoming Mario to our team! Mario can be reached by email at:




Habitat for Humanity Buffalo: Women Build Week

Our Habitat team made up of our Partner, Amy Polowy plus the following team members  Rachele Moran, Hawa Furman, Heather Charbonneau, Grace Peterson, Christine Fox, Gabrielle Rude and Jessica Dobe participated in women Build Week 2023 on Thursday, May 11th.

Women Build highlights the challenges that women often face as homeowners, and empowers women to build stronger, better, safer communities. During this week of volunteerism, women-led teams work together on a Habitat Buffalo construction site to help build affordable housing within
the Buffalo community.



Promotion of Nicole C. Gazzo to Partner

Williamsville, NY – March 07, 2023 – Gross Polowy, LLC (USFN Member – NY, NJ) is proud to announce that Managing Attorney, Nicole C. Gazzo, has been named Partner.

Ms. Gazzo previously served as Managing Attorney of the New York office for ten years, and practices in real estate, mortgage default servicing, foreclosure, and bankruptcy. She is admitted to New York State Court and the United States Federal and Bankruptcy Courts in all Districts of New York.

Ms. Gazzo is a key member of the firm’s Compliance Committee, which acts in response to legal or regulatory updates to analyze, define, and control all aspects of implementation of change of law in the firm’s New York operational procedures. She is also a member of the firm’s Executive Leadership Committee, which is organized to define and steer the firm’s strategic initiatives, while ensuring the ongoing development of the firm. In her role as Partner, Nicole will continue to oversee foreclosure, bankruptcy and eviction operations at the firm.

Adam Gross, a founding Partner of Gross Polowy says “This promotion is an important part of our history at Gross Polowy. Nicole adds insightful dimension to our leadership team and she has been a critical contributor to our development over the years. It is both appropriate and an excellent time for her to reach this stage in her career.”

“We have carefully prepared for the growth of our firm and I am very pleased to see Nicole’s career evolve to Partner at Gross Polowy. Her experience and professionalism have been strategically supportive to us over the years, and making her a Partner is a natural fit for our team,” says Amy Polowy, Managing Partner.

The promotion of Ms. Gazzo to Partner creates opportunity and empowers us to better serve our client base now and into the future of Gross Polowy.



Great Point by Gross Polowy: Year in Review

2022 Great Point Year in Review

Friends, we can hardly believe it is time to conclude the first year of “Great Point: An Educational Series by Gross Polowy”.

The 2022 Great Point Educational Series published educational content on important topics, aiming to raise the collective bar in New York and New Jersey on matters of interest which face our clients. A quick peek at the 2022 series recap reflects work we are quite proud of, and we are happy to resend copies of any volumes you might have missed.

Our 2023 Great Point series is underway, with topics aligned to what will be an exciting year in our jurisdictions of New York and New Jersey.  That said, we want to hear from our readers!

How can we better serve you in 2023? Are there lingering issues which we can shed light on? Is there anything perplexing your New York and New Jersey teams? We’d like to write on it!

Please contact Reyna Joyner, our Director of Client Relations by email at: to start a dialogue and submit your ideas. Thank you for making 2022 so special for us.

From all of us at Gross Polowy



A Judgment of Foreclosure and Sale is Not a Money Judgment

“The purpose of this law is to avoid multiple lawsuits to recover the same mortgage/note debt, and prohibit a party from seeking both alternative reliefs within the same action.”

In his recent article, “A Judgment of Foreclosure and Sale is Not a Money Judgment” Douglas Weinert, Senior Attorney, Risk Management opines with precision and clarity. His article is now published in the late fall edition of the ALFN ANGLE: The Foreclosure Issue.

To request a copy, please contact Reyna Joyner, our Director of Client Relations at: